Overview Of Loan Criteria

We offer competitive financing for Fixed Rate Commercial Mortgage Loans and a wide range of options so you always have a solution. Below are some details of what we offer across our services.

Loan Size
Lending Areas
LTV Max / DSCR Min
Debt Yield
Rate Considerations
Rate Adjustments
Term
Amortization
Property Types
Prepayment Premiums
Recourse
Minimum Credit Score
Deposits and Fees
Loan Reserves

$500,000 – $5,000,000

Nationwide United States except ND, NV, and SD

65% (70% Case by Case) / 1.20x

Minimum 9.0%

Dependent on LTV, Debt Yield, DSCR, and Borrower Experience.

Property Type, Credit Score, Borrower Net Worth/Liquidity, Loan Purpose, Market Size, and more

5, 7, or 10 Years. Extensions negotiable.

25 or 30 years

Multi-Family, Office, Light Industrial/Warehouse, Self-Storage, Mixed Use, Commercial Condo, Mobile Home Parks, Retail (Case-by-Case), and Non-Owner Occupied 1-4 unit Investment Residential (Long-Term Leases). Income producing properties only.

Locked at half term, opens at 3-5 pts declining.

Full

620

Variable. Contact us for details.

4 to 12 months PITI reserves required, case by case.

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